Owning a boat of your own is a matter of privilege. You can explore the wonders of the sea with your own boat rather than renting a boat, which is available for a limited time span. What is stopping you from buying a boat of your own? Is it lack of sufficient funds in your account? If your answer is yes, then no need to worry any longer, boat loans are here to help you get your dream boat.

Boat loans ,facilitate the UK residents with an opportunity to buy a boat of their choice. For some of you a boat may be a passion while for others it could be just a luxurious item. You can choose the boat that suits your personality and need from the variety of boats available in the market ranging from a powered speed boat to a narrow boat and a house boat to a smaller cruiser.

If you have decided to take a boat loan you need to keep few points in consideration. First and the foremost thing you need to do is to decide which boat do you wish to buy and find out its price, this will help you in determining how much funds do you need. The next thing is to unearth how much money do you have which you can invest in purchasing the boat. Both these steps will help you in finding how much money do you exactly need to borrow with a boat loan.

Lenders in the UK offer boat loans ranging from £10,000 to £10,000,000. Thus, you can design your budget accordingly. The best thing about boat loans is that they get approved easily and quickly. Boat loans are usually offered for a term of 5 to 25 years. The amount you can get with a boat loan depends on your credit history as well as your repayment capability.

There are two types of boat loans available in the loan market – secured and unsecured boat loan. Secured boat loan requires a borrower to put some kind of collateral to become eligible for the loan. Tenants can apply for an unsecured boat loan, which does not require a borrower to put a security against the loan. In the same way, homeowners who wish to protect their home from the risk of repossession too can apply for an unsecured boat loan.

It seems counterintuitive that winter is the best time of the year to buy a new boat or personal watercraft. But those who wait until late spring or summer to make their purchase often are disappointed to learn that the new vessel they want is sold out.

According to Bryan Seti, national marketing manager for Yamaha Motor Corp., this is because when it comes to buying a new boat or personal watercraft, shopping early gets the best deals.

"This past year, we sold out of our best-selling WaveRunners [personal watercrafts] before the July 4 weekend and our most affordable WaveRunner, the VX110, was nearly sold out in June," Seti said. "It's harder for consumers to find a deal when supply is that low."

Seti says that buying a boat or personal watercraft at a winter boat show will guarantee that you find the boat you want because dealers are motivated to sell.

"Our dealers are receiving their 2006 orders now and those units take up a lot of space at the dealership," said Seti. "Dealers tend to get motivated when they see a crowded sales floor."

The nautical experts at www.BestofBoating.com offer the following tips to help you get prepared for a winter boat show:

* Plan your attack. Research boats and personal watercrafts before the show and map out the exhibits you want to visit. By preparing in advance, there's less chance of being distracted.

* Take a day off. Plan your visit for a weekday, when shows are less crowded. This makes it easier to inspect boats and talk with manufacturers' representatives and dealers.

* Stay focused. If you're seriously shopping at the show, you may not want to bring the kids. Your full attention is needed when closing a deal.

* Think on your feet. Wear comfortable shoes that are easy to remove so you can climb aboard the exhibits. Your feet will thank you at the end of the day.

Every marina has different rules for what must be done by boat owners in the face of an approaching hurricane. In the wake of Katrina and Wilma, states are beginning to pass laws requiring boat owners to prepare their boats in certain ways. In light of all this information, some of it conflicting, what are the most important things a boat owner must know to protect themselves and their boat during a hurricane?

There are two basic rules that most experts agree offer the most important advice. First, plan ahead for what you will do when a hurricane approaches. That means checking your contract with your marina to see what they require and checking with your state for any additional regulations. You should also check with your boat insurance company to see if they have regulations that may affect your coverage. Conduct a dry run during the off-season to be sure you fully understand how much time is necessary to move or prepare your boat.

Second, under no circumstances is it safe to attempt to ride out a hurricane in your boat. There is a persistent myth that being on a boat in open water is safer than being on land during a hurricane, but the facts do not bear it out. Hurricane winds and tides can carry boats far inland or even sink them. Your boat is not worth risking your life.

Moving your boat is always the best way to prevent damage if at all possible. However, this requires arranging for inland storage space well ahead of time. Also, many boat owners are not aware that drawbridges are often locked down before a hurricane to facilitate the evacuation of people from low-lying areas. This increases the importance of moving your boat as soon as a hurricane watch is issued for your area.

Some areas have flotilla plans in place in order to move the maximum number of boats in the shortest time. Your local emergency management office will issue flotilla information in advance of a hurricane. If you are planning on joining a flotilla, be sure that your boat is properly maintained and fueled.

If moving your boat is not a possibility there are some simple things you can do to minimize damage. Remove all portable items from your boat such as electronics, antennas, dinghies, sun shades, oars or any other item that may blow around and cause damage. Be sure that any remaining items are securely lashed down. Obtain rope and other supplies to secure your boat well in advance as these items may be in short supply before a storm.

You and your family are heading out early in the morning for a day of fishing in your brand new fishing boat. You hit that highway that leads to the lake, excited voices echoing throughout your SUV. Your wife and kids are just as delighted with the new boat as you are and are discussing the whopper they hope to catch. You arrive at the lake, launch the runabout that contains the entire family's fishing gear and in no time at all, you are skimming across the water, every family member safely encased in a lifejacket. You just know that this is going to be a great family outing and everyone loves the new fishing boat.

A fishing boat can be anything between a canoe where you dangle basic bait over the side in a river or stream to a powerful cabin cruiser or yacht. Basically, all you need to get out onto the water is a vessel that is seaworthy. There are a large variety of fishing boats available on today's market. You can buy them at boat shows, fishing shows or dealerships. Let's look at some different types of fishing boats.

Freshwater Fishing Boats
If you enjoy fishing in freshwater rivers, lakes and streams, leave the big, powerful boats for someone else. Choose a fiberglass or aluminum boat that is lightweight and easy to transport. A bowrider, runabout, walleye boat or a boat with a small or dual console will meet all of your freshwater fishing needs. These boats are perfect for family outings.

Bass Boats
Bass boats ride low in the water and are usually very colorful and extremely fast. They can be aluminum or fiberglass and most often they are equipped with platforms in both the bow and stern for easy casting. If you've always dreamed of owning the perfect bass boat, be sure to buy one that has a trolling motor mounted on the bow. These boats are mainly used for sport fishing and tournament fishing.

Autopilots The first self-steering gear was introduced in the 1920's to control model yachts but it was not until 1948 that the principle was applied to full scale yachts. Standing at the helm for lengthy periods, monitoring instruments and keeping a good look out can be very tiring. An autopilot relieves the helmsman from steering the correct course leaving him free to maintain a proper watch. The autopilot can be set to either steer a compass course or a course relative to the wind. A fluxgate compass or electronic wind indicator feeds information to a microprocessor which then makes the necessary rudder movements to return the vessel to it's required course. The mechanical power is applied to the rudder by either electric linear activators, hydraulic pumps or rotary drives. GPS/Chart plotters can be used to input navigational instructions to the autopilot.

Battery Chargers will keep batteries fully charged thereby extending their working life.

Chart Plotters Typically a chart plotter consists of an antenna, mounted high on the boat, to track GPS signals and a display unit sited either at the at the navigation station or the helm of the vessel. The vessels position is sent from the antenna to the display unit which in turn shows it graphically on the chart. The Chart itself will look similar to it's paper equivalent and show depth, land mass, navigational aids such as bouys and potential dangers in the form of wrecks and obstructions. The user can add way points to the chart and zoom in and out of the display. Chart plotters can be connected to drive an autopilot and/or send GPS data to a fish finder or radar. They can also interface with a laptop enabling complex passage planning to be done away from the boat and then entered into the chart plotter after arriving at the boat.

If you`re the type that prefers the excitement of ongoing variety, then booking a mainstream vacation may not be for you. Among the many options from which there are to choose, houseboat vacations offer a non-stop, fun-in-the-sun experience which little else can parallel. Perhaps the biggest perk of these floating homes is that if you get tired of your surroundings, you can simply move on to another port and enjoy a new facet of your trip which equates to a bunch of mini-vacations all within one package.
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Houseboat Vacation Websites

Õ houseboatholidays.com Based in British Columbia, these folks provide vacation packages that allow guests to explore the breathtaking scenery of the Shuswap Lake. The lake`s claim to fame is that it offers boaters the opportunity to view sights that are only visible from certain parts of this H-shaped body of water. Complete with a thunderous waterfall, majestic mountains and crystal waters, a Shuswap Lake vacation combines the excitement and serenity of a top-notch holiday on the water.

Õ foreverhouseboats.com Inviting travellers to choose from a number of models and destinations, this vacation merchant also offers summer specials to those who visit the website and book during certain times of the season. Whether you`re looking for a basic model or something in the line of luxury, you`re sure to find it here. Choose from among 11 outstanding destinations, including Lake Don Pedro, Lake Mead, Lake Powell and Lake of the Ozarks.

Õ voyagaire.com Explore the Minnesota wilderness from a top-of-the-line houseboat as you follow the routes of fur traders, Indians and voyageurs of old. Swimming, fishing and a soak in the hot tub await you when you book your vacation with this Crane Lake, Minnesota rental facility. Choose from among a wide variety of models, from basic to deluxe, and get ready to witness the astounding beauty of towering pines, perennial gardens and immaculate waters.

Finding the perfect Arizona classified ad with the perfect boat for you, especially if you are a first time boater, may seem like a very difficult task to accomplish. To help you in your quest for the perfect boat, there are a few things you should know.

Deciding what is important Choosing the right boat is more than just locating one for sale on one of the many Arizona online classified ad sites, like Qwixo.com. Really, its all about knowing what is truly important to you. You will need to decide whether you will be using the boat for your own private use, fishing, or cruising. You should also consider your families wishes and feelings, since buying a boat for your own personal needs without consulting your family will probably lead to disappointing experiences or less time spent on the water.

Typically, boats will fall into five categories which are fishing boats, power boats, sailboats, personal watercraft, and self powered boats. To help you find the perfect boat, well take a look at some of the features that each one offers.

The designs for fishing boats will vary quite a bit, as are the places you can use them. The boats that are meant for shallow waters of inland lakes and rivers are not the same boats meant for deep seas and great lakes. There are many different designs, even boats that serve no other purpose besides fishing.

Fishing from a boat is great fun for the whole family. It gives you access to those special fishing spots that can't be reached by land. Best of all, once you own a boat, every weekend is a family vacation.

Many people are surprised by how affordable it is to buy a fishing boat. But with so many options available, choosing one that fits your needs and budget can seem a bit daunting. To help simplify the process, here are a few tips for first-time buyers from the experts at the Recreational Boating and Fishing Foundation (RBFF).

1. How will you use it? Although fishing may be your primary activity, are there other things your family might want to do, such as water-skiing or cruising? Consider how many people you'll want to accommodate.

2. Where will you go? Do you plan to go on a lake, river or larger body of water, such as the Great Lakes or the ocean? If you plan to use your boat for overnight trips, look for one with a cabin, head and galley.

3. What's your budget? In assessing costs, factor in operating expenses such as fuel and maintenance, as well as dry-stack storage or slip fees if you plan to dock at a marina. If it starts looking a bit pricey, don't fret. A basic rowboat and trolling motor can be had for less than $2,000. You can also save by trailering your boat and using it for day trips.

4. New or used? If your budget is tight, a used boat is a good alternative. If you go for a new one, make sure it is National Marine Manufacturers Association (NMMA) certified.

5. Financing. Boats can be financed for extended terms, which helps keep the monthly payment low. Get in touch with a National Marine Bankers Association (NMBA) lender, or visit DiscoverBoating.com for more tips and a handy loan calculator.

6. Test the waters. Before you buy, rent a boat from a local marina and go fishing for the day. It's a great way to get the family hooked and helps you decide on the right boat for you.

Visit takemefishing.org for more boat-buying tips and information on where to fish in your area. The site also includes boat show and dealer listings. There's even a section with information on blue book values to help you get the best deal on your boat.

Fishing from a boat is fun for the whole family.

As a kid I did a lot of boat building, mainly scale models that were not able to sail, although I did actual build a few boats that were, more or less, capable of sailing. I even once build a 10 feet boat, or shall I say raft. I accomplished this with a few friends and we had great fun sailing it on the local river. It was not really water proof and while one person was rowing, the others had to make sure that they removed the water quicker then it was entering our boat.

Then sadly one day we failed. I was rowing at the time, and we were in the middle of the river when it was clear we were sinking. I stopped rowing to assist with the hosing, but this only slowed down the process of sinking, it did not stop it. So I started to row again in on effort to reach dry land before we sank, thus avoiding having to swim to safety.

And guess what: We made it! Just before the boat really started to sink we managed to jump ashore. Here we watched as our pride and joy slowly sank to the bottom of the river. It was then that we realised we were at the wrong side of the river and this left us with a problem. We either had to walk to the nearest bridge, 10 kilometers upriver, so that would have been a 20 kilometer walk, or swim to the other side.

We decided on swimming. We did not see anyone around, so we quickly undressed, and with one hand holding our clothes above the water, we managed to get back to our own side of the river. Just as we were struggling to get out of the water a group of girls from our own school were passing by, and I can tell you we were not happy!

This all happened a long time ago and a few times in my live I have had plans of building a boat again. I have spent a good amount of time looking at boat building plans, but with boats size does matter.

I usually looked at boats between 30 and 40 feet, but the sheer volume of work involved has always stopped me from going ahead with my boat building plans.

Now I have decided to start small. I am going to build a 16 feet Grand Banks dory, which I want to fit with a small outboard engine. I boughtl the boat building plans, I got the working space, and by the time you read this article I might be finished already.

Later, who knows, I might build a 40 feet cabin cruiser, and tow my Grand Banks dory behind me. Then, if my cabin cruises sinks, I can always row to safety in my Grand Banks dory, dry and with my clothes on.

Boating holidays are a wonderful way to spend the summer! Just pack your bags and float around on a houseboat or a yacht for a few weeks, enjoying the sunshine, fishing and swimming and visiting towns along the shoreline. It's comparable in cost to staying in a hotel, with so much less hassle. And it's great for the whole family, especially the kids. Children always find entertainment on and around water. They swim and snorkle, while adults relax in a fold-up chair with a cool drink and a book.

Boating holidays, as opposed to travel on large cruise ships, offer a more intimate and relaxed voyage without the bustle of thousands of mega-ship passengers all around you. And the venues are more intriguing than the tourist traps visited by the big cruise ships. The smaller boats are surprisingly well-serviced, with features such as showers and sometimes bicycles for tours around the countryside during stops.

Many online services throughout the world offer trips on local canals and lakes surrounded by historic locations. What about a canal trip throughout Holland? This seafaring nation was built on marshland, and vestiges of the marsh still remain in the form of canals criss-crossing the whole country connecting quaint towns (with architecture carefully preserved, thanks to Dutch laws against the remodeling of historic buildings) to cosmopolitan cities such as Amsterdam.

England and Wales also have canals, are a multitude of tours are available, such as Llangollen, Four Counties and Cheshire Rings, Oxford and Avon canals, and the river Thames. Unknown to most tourists, there is a network of waterways that traverse England from Yorkshire to Avon and into Wales. See different historic towns without battling holiday drivers on Europe's crowded roads (and believe me, if you are used to driving only on North America's wide freeways, European traffic will give you a shock).

You're in the market for a boat and you'd love to buy one at the next boat show. But which boat is the right one for you? It's hard to know, especially if you're a first-time buyer.

A boat is a big investment, so it's important to do careful research to find the one that best meets your needs. Buyers should consider not only the price but also the manufacturer of the engine and the boat, the size and fuel capacity.

The first step is to determine how you will use the boat. What types of activities do you plan to do on your boat? Will you be cruising, fishing, playing watersports or a combination of these? After you have an idea of the type of boat you need, it's time to weed through the options.

One helpful resource is Boat Test.com, a site that allows prospective boat buyers to compare boats by type, size and manufacturer. After you specify what you're looking for, Boat Test.com generates a head-to-head comparison of all the models that fit your criteria.

Visitors to the site can see articles about various boats and watch videos of independently conducted tests for each model as well as video clips on engines, electronics and more. After narrowing down your options to a few models, you can go to the manufacturer's dealer locator through BoatTest.com to get more information and pricing.

If you plan to attend a boat show, doing research beforehand will save you a lot of time because you only will need to visit the exhibits of the specific boats you are interested in. At the show, take some time to look at the boats up close and check out the workmanship, ergonomics and other factors that may influence your decision.

If you prepare ahead of time, you'll also be able to tell the dealer exactly what you want in a boat. Armed with price and performance comparisons, you can simply walk from one dealer to the next until you get the price that is acceptable to you. In the end, you'll head home with a new boat and the satisfaction that you got the best deal possible.

Boat towing or trailering across the United States is subject to different state laws as far as maximum speeds, trailer equipment requirements, trailer dimensions, brakes, insurance, and accessories such as reflectors are concerned. A separate permit for boat towing in each state is also required.

Most Americans live within a 100 miles of boatable waterways, and boat trailering is something of a national craze. Statistics show that the easiest boats to tow on a regular basis measure within twenty-five feet in length, since these allow for easier maneuvering on highways. Boat-towing vehicles and trailers differ quite a bit from other kinds because of the unique shape and dimensions of these crafts.

There is a mind-boggling array of towable boats available on the market today. These include air boats, fishing boats, bow riders, canoes, cuddy cabins, day sailers, deck boats, sailing dinghies, flats boats, jet boats, inflatable boats, and a host of others.

If one isn’t an expert, it is important to follow a trailering-safety checklist while towing. The checklist should include guidelines to loading, leveling, driving, unloading, and launching. Probably one of the most common and dreaded hazards that all boat towers face is compromised tightness of the nuts on the trailer wheels. These tend to loosen with distance covered. Wheel maintenance in all its aspects should be a primary concern of every boat trailer owner.

As with most other kinds of towing, each state has its own set of trailering laws that will prescribe limits to weight, speed, and minimum equipment. These are strictly enforced, and it is wise to be prepared for all eventualities.